Monday, August 01, 2016

#BankBlack: List of 23 Black Owned Banks


#BankBlack, a movement to get African Americans to put their money in their own banks and to invest in their own communities is gaining steam throughout the country. There are 23 black owned banks in the United States. If you are interested in opening an account at a Black-owned, FDIC-insured bank, here's the complete list below according to FederalReserve.gov:

ALABAMA

#1 - Alamerica Bank: This bank in Birmingham, Alabama provides a unique banking experience for underserved communities. Their staff of experienced bankers is committed to providing quality and personalized service, offering a full array of banking services, from deposit accounts to loans.

#2 - Commonwealth National Bank: At this bank in Mobile, Alabama, they believe that your business is unique and so your bank should be too. They offer free online banking with no minimum daily balance required, and a variety of business accounts designed to help you maximize your banking experience.

(Also see #11 - Liberty Bank, which has branch locations in Tuskegee and Montgomery, AL.)

CALIFORNIA


#3 - Broadway Federal Bank: Based in Los Angeles, California, this Black-owned bank aims to serve the real estate business and financial needs in underserved urban communities. They especially aim to meet the needs of minority consumers who want to take out conventional loans.

(Also see #13 - One United Bank, which has branch locations in Compton and Los Angeles, CA.)

DISTRICT OF COLUMBIA (WASHINGTON, DC)

#4 - Industrial Bank: Headquarted in Washington, DC with branch locations in Oxon Hill and Forestville, MD, this bank has delivered essential banking and financial services since 1934 that have contributed greatly to the growth and development of the local Black community.

FLORIDA

#5 - Axiom Bank: Headquartered in Central Florida with branches throughout the Jacksonville, Orlando, and Tampa areas, this federally-chartered community bank serves the financial needs of its customers through a wide range of financial products. They provide retail banking services, including checking, deposit, and money market accounts, through 20 branch locations, 19 of which are inside select Walmart Supercenters.

(Also see #13 - One United Bank, which has branch locations in Miami, FL.)

GEORGIA

#6 - Carver State Bank: Established in 1927 in Savannah, Georgia, this Black-owned bank has has remained a financial services leader for all sectors of the Savannah community throughout its 85 years and is the only bank in the area with an outstanding Community Reinvestment Act Rating.

#7 - Citizens Trust Bank: Since their beginning in 1921, this Atlanta, GA-based bank has responded to market shifts by expanding their electronic platform while still providing the personal touch service that makes them unique to their customers. Thanks to an online #BankBlack social media campaign in July 2016, more than 8,000 new accounts were opened at their branch in just one week.

ILLINOIS:

#8 - Illinois Service Federal Bank: Based in Chicago, this bank aims to be a viable, growing, community development financial services institution responding innovatively to their primarily underserved and minority constituency with superb customer service.

#9 - Seaway Bank & Trust Company: This Chicago-based community bank serves families, non-profits and businesses in diverse neighborhoods. It was established in 1965 to counter discriminatory lending practices and is now recognized as one of the nation's largest minority-owned banks, with more than $400 million in assets and 240 employees.

(Also, see #11 - Liberty Bank, which has branch locations in Chicago, IL.)

KANSAS:

(See #11 - Liberty Bank, which has branch locations in Kansas City, KS.)


KENTUCKY:

#10 - Metro Bank: Based in Louisville, Kentucky, this Black-owned bank works to provide opportunity where before there was none - whether it is their involvement in a multi-million dollar New Markets Tax Credit project, or a start-up business loan to an entrepreneur providing a much-needed service in an underserved neighborhood.

LOUISIANA:

#11 - Liberty Bank: Primarily based in New Orleans and Baton Rouge, Louisiana, this bank has a sincere focus on service, integrity and a sincere interest in community and business development. Over the past four decades, they have also expanded to more than 18 branches in six states - including Kansas, Mississippi, Michigan, Missouri, Alabama, and Illinois.

MARYLAND:

#12 - Harbor Bank of Maryland: Opening its doors in 1982, this bank primarily serves the Baltimore metropolitan area, and offers checking, savings, time deposits, credit cards, debit card, commercial real estate, personal, home improvement, automobile, and other installment and term loans. They also have a branch in Riverdale, MD, PG County.

(Also, see #4 - Industrial Bank, which has branch locations in Oxon Hill and Forestville, MD.)

MASSACHUSSETTS:


#13 - One United Bank: The first Black internet bank and the largest Black-owned bank in the country, with offices in Los Angeles, Boston and Miami. They were awarded the highest Bank Enterprise Award by the U.S. Department of Treasury for their community development lending ten times, and they are a designated Community Development Financial Institution (CDFI).

MICHIGAN:

#14 - First Independence Bank: Based in Detroit, this bank was established in the 1970's to serve the financial needs of the urban community, its businesses, and its citizens. They say that no line of financial services is beyond their charter as long as they are serving the financial needs of businesses and families in the Black community.

(Also, see #11 - Liberty Bank, which has branch locations in Detroit, MI.)


MISSISSIPPI:

(See #11 - Liberty Bank, which has branch locations in Jackson, MS.)

MISSOURI:

(See #11 - Liberty Bank, which has branch locations in St. Louis, MO.)

NEW JERSEY:

#15 - City National Bank: Primarily based in Newark, NJ with branch locations in Harlem and Brooklyn, NYC, this Black-owned bank plays a pivotal role in strengthening urban communities. They call themselves a forward-thinking financial institution whose mission is to build economic strength and improve the quality of life within urban communities by providing the highest quality financial services, including low-cost business loans.

NEW YORK:

(See #15 - City National Bank, which has branch locations in Harlem and Brooklyn, NY.)

NORTH CAROLINA:

#16 - Mechanics & Farmers Bank: Founded in 1907, this bank is the 2nd oldest minority-owned bank in the United States. They have branches in Winston-Salem, Durham, Raleigh, Greensboro, and Charlotte, and most of their deposits are recycled back into urban communities.

PENNSYLVANIA:

#17 - United Bank of Philadelphia: Based in the city of Philadelphia, this Black-owned bank says that all deposits stay right in the community in a cycle of community, inclusivity, and opportunity. They offer affordable banking services to individuals, families, small businesses, and non-profit organizations.

SOUTH CAROLINA:

#18 - South Carolina Community Bank: Based in Columbia, SC, this Black-controlled bank offers a select range of high priority personalized products and services to traditionally underserved communities, including small to medium sized businesses,

TENNESSEE:

#19 - Citizens Savings Bank and Trust Company: With branch locations in Nashville and Memphis, TN, this community bank provides friendly and personal service to both individuals and small businesses. They are an equal opportunity employer with 32 full-time employees, 3 convenient offices and approximately $100 million in total assets.

#20 - Tri-State Bank of Memphis: With three branch locations throughout the Memphis area, this a community bank has proudly served the urban community for over 65 years and have a history of leadership, concern and commitment.

TEXAS:

#21 - Unity National Bank: Based in Houston, Texas, with a branch also in Missouri City, this Black-owned bank creates opportunities to help people and businesses grow and enhance the quality of life. They do that through service and services that respect their time, make banking easier and keep them financially competitive.

VIRGINIA:

#22 - First State Bank: Chartered in 1919 in Danville, VA, this locally-owned and operated bank provides the personal touch to banking services. From checking and savings products to loans and other financial investments, they offer a variety of options to fit your needs.

WISCONSIN:

#23 - Columbia Savings & Loan Association: Based in Milwaukee, WI, this is the oldest Black-owned financial institution in the state, and they have been serving commercial and individual accounts to urban customers since 1924. They offer checking accounts, and consumer and business loans.


Charles Barkley to host show on race titled 'Race Card'

NBA legend and Inside the NBA analyst Charles Barkley has had enough. The America that he knew has lost its way, becoming mired in partisan politics, social divides and entrenched corporate interests. Now he hopes to get to the root of the problem in the new limited-run series The Race Card. TNT has ordered six hour-long episodes of the show, with plans to launch in early 2017.

In The Race Card, Charles Barkley wants to bust up the echo chamber mentality that so often has people retreating to corners of the like-minded, where views are reinforced and ideas are distorted into angry, unexamined groupthink conclusions. Each week, Barkley will take on the rapidly calcifying positions around today’s hot-button topics. He will seek out the sharpest and most varied viewpoints from today’s cultural leaders and tastemakers. He will then challenge and probe those ideas, even trying them out on himself.

No idea presented on The Race Card will be left in the abstract. Barkley will put ideas on their feet, with real-world proof-of-concept tests that will engage people and expose the truth behind their closely held beliefs. In the end, Barkley will reach his own conclusions guided only by his own wits and common-sense wisdom.

"We as Americans never discuss the issue of race in this country and how it impacts everything in our lives until something bad happens," Barkley said. "I see this project as a way to talk about race, class and cultural differences and challenge everyone's status quo."

The Race Card is a Studio T production in association with DocShop Inc. and Kin Studios. Studio T is Turner's in-house studio which produces and owns original content airing on TNT and TBS. Serving as executive producers on The Race Card are Charles Barkley, Lee Gaither, Marc Perman and Emmy® winner Dan Partland (Intervention), who oversaw the acclaimed documentary series The Sixties for TNT's sister network CNN.

Sunday, July 31, 2016

Donald Trump Black Voter Outreach Led By Omarosa Manigault?

In what is probably a token gesture at most Donald Trump's campaign is attempting to reach out to African Americans voters. The reason I believe it's a token gesture is because Trump has reached out to Omarosa Manigault to lead this effort. Yes, that Omarosa who has about as respect or credibility in the black community as Clarence Thomas. Listen to her explain how she will conduct that outreach with NPR's Elise Hu on NPR's Weekend Edition Sunday.

Michael Bennett: NFL stars must step up, promote social change

Seahawks defensive end Michael Bennett is calling on NFL players to follow the lead of some of their NBA and WNBA counterparts in using their influence to promote social change. Listen to his statement below.

Saturday, July 30, 2016

Judge strikes down Wisconsin voter ID, early voting laws

This past week has been a busy one on the voting rights front. North Carolina's voter ID law was struck down as discriminatory. We now we learn that parts of Wisconsin's voter and early voting laws were struck down as the presiding judge saw no evidence of supposed voter fraud which the laws were meant to stop. The judge also stated that the laws did hurt minority communities. Looks like republican attempts at voter suppression are running into this very annoying thing, the truth about voter fraud. George L. Cook III AfricanAmericanReports.com.

Finding that Republican lawmakers had discriminated against minorities, a federal judge Friday struck down parts of Wisconsin's voter ID law, limits on early voting and prohibitions on allowing people to vote early at multiple sites.

With the presidential election less than four months away, GOP Attorney General Brad Schimel said he plans to appeal the sweeping decision by U.S. District Court Judge James Peterson.

Peterson also turned back other election laws Republicans have put in place in recent years.

"The Wisconsin experience demonstrates that a preoccupation with mostly phantom election fraud leads to real incidents of disenfranchisement, which undermine rather than enhance confidence in elections, particularly in minority communities," U.S. District Judge James Peterson wrote.

"To put it bluntly, Wisconsin's strict version of voter ID law is a cure worse than the disease."

Judge Peterson struck down the following provisions of the law:

■ Limits on early voting Republicans have put in place in recent years. GOP lawmakers restricted early voting to weekdays during the two full weeks before elections, thus eliminating weekend voting that was popular in Milwaukee and other urban areas.

■ A requirement that cities can have only one place for early voting. Critics have said large cities such as Milwaukee should be able to have multiple voting sites because not everyone can get downtown easily.

■ A requirement that people must live in their voting ward 28 days before an election. Previously, people had to live in a ward for 10 days before an election.

■ The system the state uses to determine if people with the most difficulty getting IDs should be provided identification for voting. He ruled anyone in that system must immediately be granted an ID for voting within 30 days.

■ Part of the voter ID law allows people to use certain student IDs to vote, but those IDs cannot be expired. Peterson found that aspect of the law is unconstitutional, ruling that expired student IDs can be used at the polls — just as expired driver's licenses can be used for voting.

■ A requirement that dorm lists provided to poll workers include citizen information. Universities provide the lists of those living in dorms to poll workers so they have an easy way to check whether students are voting in the right wards; lawmakers put in a requirement that those lists show whether the students are U.S. citizens.

■ A prohibition on providing voters with absentee ballots by email or fax

[SOURCE]

Friday, July 29, 2016

6 state employees criminally charged in Flint water crisis

Six state employees were criminally charged this morning in district court in connection with the Flint water crisis.

Charged are Michigan Department of Health and Human Services workers Nancy Peeler, Corinne Miller and Robert Scott, and Michigan Department of Environmental Quality employees Liane Shekter-Smith; Adam Rosenthal and Patrick Cook, according to testimony this morning in Flint’s district court.

Michigan Attorney General Bill Schuette and Todd Flood, the Royal Oak attorney heading the AG's investigation, discussed the charges at a news conference at U-M Flint.

"Some people failed to act, others minimized harm done and arrogantly chose to ignore data, some intentionally altered figures ... and covered up significant health risks," he said.

Read more: 6 state employees criminally charged in Flint water crisis

North Carolina voter ID law struck down as discriminatory to black voters

A U.S. appeals court on Friday struck down a North Carolina law that required voters to show photo identification when casting ballots, ruling that it intentionally discriminated against African-American residents.

The ruling is likely to be seen as a boost for Democratic presidential nominee Hillary Clinton going into November's election. The state is politically important as it does not lean heavily toward either Democrats or Republicans, and Clinton is heavily favored among black Americans over Republican nominee Donald Trump.

The court's decision also canceled provisions of the law that scaled back early voting, prevented residents from registering and voting on the same day, and eliminated the ability of voters to vote outside their assigned precinct.

Critics argue that voting laws enacted by North Carolina and several other states are designed to drive down turnout by minorities and poor people who rely more on flexible voting methods and are less likely to possess state-issued photo IDs.

In its ruling, a three-judge panel at the U.S. Appeals Court for the Fourth Circuit said the state legislature targeted African-Americans "with almost surgical precision."

"We cannot ignore the recent evidence that, because of race, the legislature enacted one of the largest restrictions of the franchise in modern North Carolina history," Judge Diana Motz wrote.

Voting rights advocates heralded the decision as a major victory.

"This ruling is a stinging rebuke of the state's attempt to undermine African-American voter participation, which had surged over the last decade," Dale Ho, director of the Voting Rights Project at the American Civil Liberties Union, said in a statement. The ACLU was one of the groups that challenged the law in court.

[SOURCE]

Thursday, July 28, 2016

Elijah Cummings: Protesters booing during DNC speech were 'disrespectful'

Maryland Rep. Elijah Cummings says he thinks liberal supporters of Bernie Sanders who chanted an anti-trade slogan during his speech to the Democratic National Convention were "disrespectful."

But Cummings says he is not upset about it because he is a veteran of civil rights protests and understands the passions that drove the mostly young delegates to shout over him on Monday. More than 100 people have since apologized for the outbursts, Cummings said.

"The optics were not pretty," Cummings said of the impromptu protest, "but I couldn't be upset with them. Two or three years ago, they would have been outside politics" and likely protesting in the streets. "I am so glad these people are under our tent."

The sight of a 65-year-old black man — and veteran congressional leader — being shouted over by mostly young, white liberals was jarring to many.

Kweisi Mfume, a former Maryland congressman and head of the NAACP, said the treatment of Cummings was "a low point" of the four-day convention.

"It was downright disrespectful," said Mfume, a Clinton delegate. "I think it does not necessarily help the relations that Bernie's people may have with the larger African-American community."

[SOURCE]

Was there a cover-up in the Sandra Bland Case?

A police officer who witnessed Sandra Bland's traffic stop said the Waller County district attorney would not let him testify before a grand jury about facts favorable to Bland, a community activist and former Waller County justice of the peace said Tuesday.

The officer - whose comments over the telephone with activist DeWayne Charleston were recorded said an official with the district attorney's office then threatened to retaliate against him if he went public with his story.

"This is what happens when you try to cross the thin blue line," Charleston said.

"He says Brian Encinia made sure he was not in ear shot of the car. He turned off his own microphone so no one would hear. And then he called his supervisor. He said, 'I have no idea what I'm going to arrest her for, but we'll figure it out when we get to the county jail,'" Charleston said Monday.

Kelley says on the recording he tried to share what he'd heard with an official at the district attorney's office.

"I wanted to testify on Sandra Bland's behalf and they told me if I said anything they're going to come after me," he said in the recording.

"He [Kelly] told me a lot of stuff," Charleston explained, "but the most important is this bit about him being on the scene and making a request to testify and being denied."

In addition, Kelly apparently told Charleston in the audio that a written statement he submitted to the Prairie View police chief never made it into the official DPS report about Bland's traffic stop for changing lanes without signaling.

Charleston said Kelley said on the recording that he offered to testify but that the Waller County District Attorney did not return his call.

Read more: Prairie View officer says DA wouldn't let him testify about Sandra Bland traffic stop

President Obama's dynamic 2016 DNC convention Speech

Check out President Obama's dynamic speech at the 2016 DNC convention. A speech that reminds us why voters in America elected the man twice. A speech that reminds us that as a nation we have far to go but tells us how far we have come in the last 8 years. A speech that lets us know that although Hillary Clinton will be great president we will truly miss President Obama. Watch his speech below.

Wednesday, July 27, 2016

Marilyn Mosby, Baltimore State Attorney: Police helped to derail Freddie Gray case

After dropping the charges against the last three police officers in the Freddie Gray case a visibly frustrated Baltimore State Attorney, Marilyn Mosby held a press briefing where she discussed how some police officers helped to derail the case. Watch her press conference below.

Donna Brazile's Rousing DNC convention Speech

Interim DNC chair Donna Brazile gave a rousing speech about Hillary Clinton. A speech about who she knows Hillary Clinton to be and what Clinton has accomplished throughout her life at the DNC convention.

Tuesday, July 26, 2016

Full Speech: Mothers of the Movement Address Democratic National Convention

An emotional moment during the Democratic National Convention came when the mothers of African-Americans who were the victims of gun violence or police-involved deaths made a plea to voters to choose Hillary Clinton in November because she "isn't afraid to say black lives matter."

The Mothers of the Movement consist of Gwen Carr, mother of Eric Garner; Sybrina Fulton, mother of Trayvon Martin; Maria Hamilton, mother of Dontré Hamilton; Lucia McBath, mother of Jordan Davis; Lezley McSpadden, mother of Michael Brown; Cleopatra Pendleton-Cowley, mother of Hadiya Pendleton; and Geneva Reed-Veal, mother of Sandra Bland Watch their moving speeches below.

Racial Diversity On Display At DNC

People of color appear to be much more at home in the Democratic Party than the GOP. The Huffington Post counted 11 of 24 speakers of color on the first night of the Democratic National Convention, including First Lady Michelle Obama, and New Jersey Sen. Cory Booker.

In contrast, the news site counted a total of 12 speakers of color during the Republican National Convention’s entire four-day gathering. They comprised seven African-Americans five of whom were femalre, four Latinos, and one Asian-American.

[SOURCE]

Video: Cory Booker's amazing DNC convention speech!

In a night filled with great speeches by Michelle Obama, Bernie Sanders, and Anastasia Somoza (my new hero) one speech stood out. A speech so good that it had Bill Clinton looking on in awe. A speech that may rival or be even better than Barack Obama's 2004 DNC Convention speech. A speech given by my senator, Cory Booker from the great state of New Jersey (Chris Christie not withstanding). I'll call it the "We Will Rise" speech. Watch Booker's speech below.

Monday, July 25, 2016

Micheal Jordan to donate 1 million to NAACP Legal Defense Fund

NBA legend Michael Jordan who has often been criticized for his lack of community engagement and unwillingness to speak out on issue that concern race in America has finally decided to step up. In light of recent shootings of unarmed black men and police officers he has decided to donate 1 million dollars to two organizations in an attempt to help stop the violence on both sides.

Michael Jordan wrote and released a statement on The Undefeated. Here is the excerpt in which he mentions his donations.

...I am making contributions of $1 million each to two organizations, the International Association of Chiefs of Police’s newly established Institute for Community-Police Relations and the NAACP Legal Defense Fund. The Institute for Community-Police Relations’ policy and oversight work is focused on building trust and promoting best practices in community policing. My donation to the NAACP Legal Defense Fund, the nation’s oldest civil rights law organization, will support its ongoing work in support of reforms that will build trust and respect between communities and law enforcement. Although I know these contributions alone are not enough to solve the problem, I hope the resources will help both organizations make a positive difference.

DNC chair Donna Brazile apologizes for leaked DNC emails

Interim DNC chair Donna Brazile has released the following statement/apology on behalf of the DNC in regards to the negative Bernie Sanders emails that came to light this past weekend.

On behalf of everyone at the DNC, we want to offer a deep and sincere apology to Senator Sanders, his supporters, and the entire Democratic Party for the inexcusable remarks made over email. These comments do not reflect the values of the DNC or our steadfast commitment to neutrality during the nominating process. The DNC does not ― and will not ― tolerate disrespectful language exhibited toward our candidates. Individual staffers have also rightfully apologized for their comments, and the DNC is taking appropriate action to ensure it never happens again.

We are embarking on a convention today that ― thanks to the great efforts of Secretary Clinton, her team, Senator Sanders, his team, and the entire Democratic Party ― will show a forward-thinking and optimistic vision for America, as compared to the dark and pessimistic vision that the GOP presented last week in Cleveland. Our focus is on electing Hillary Clinton, Tim Kaine and Democrats across the country, thanks to Democratic Party that is strong, unified, and poised for victory in November.

Video: Baltimore mayor Stephanie Rawlings-Blake gavels in the Democratic National Convention.

Baltimore mayor and DNC secretary Stephanie Rawlings-Blake officially gaveled in the start of the 2016 Democratic national Convention. Watch the video below.

Sunday, July 24, 2016

Donna Brazile to be interim DNC chair

Ok all, I know this is getting confusing. But to clarify earlier today Debbie Wasserman Schultz steeped aside as the Democratic National Committee (DNC) convention chair and Congresswoman Marcia Fudge was named the DNC Convention chair. Later on Wasserman announced that she would resign as DNC chair after the convention. At that point Donna Brazile will serve as interim DNC chair

Now news has dropped that Wasserman Schultz will be stepping down as the DNC chair after the DNC Convention. DNC vice chair Donna Brasile, CNN political analyst, and political strategist will step into the role of interim chair.

Brazile has experience in the role of DNC chair. In 2011, she served as the DNC interim chair after Tim Kaine stepped down from the job to run for Senate in Virginia.

Congresswoman Marcia Fudge named DNC Convention Chair

Related story: Donna Brazile named interim DNC chair

Democratic National Committee Chairwoman Debbie Wasserman Schultz will not speak at or preside over the party's convention this week, a decision reached by party officials Saturday after emails surfaced that raised questions about the committee's impartiality during the Democratic primary.

The DNC Rules Committee on Saturday rescinded Wasserman Schultz's position as convention chairwoman, instead naming Rep. Marcia Fudge, D-Ohio, as permanent chair of the convention, according to a DNC source. She will gavel each session to order and will gavel each session closed, a role that had been expected to be held by Wasserman Schultz.

[SOURCE]